Finance

When it comes to student debt, your loans will either be federal student loans or private student loans. Federal loans are issued by the United States Department of Education and often provide more flexibility through public assistance programs. Unfortunately, private student loans are issued by private banks, credit unions or lenders and are much more difficult to forgive or obtain relief. The only way that an individual with private student loans could expect some type of relief or forgiveness would come with the passing of congressional legislation that would...

Airline credit cards are some of the best ways to earn additional rewards and benefits where you otherwise would not. This is a great option for travelers who frequently use Delta as their preferred airline! As an American Express card, you gain most of the privileges of a Platinum AMEX card without the hefty annual fee of $695 that the competing card offers. The Chase Sapphire Preferred card is the best option if you’re looking for flexibility. Rather than being bound to a single airline, earn your points with...

When considering a new car, one of the biggest decisions you’ll face is whether to lease or finance. Both leasing and financing come with their own set of benefits and drawbacks depending on your needs. Leasing a car essentially means renting it for a set period, typically between two and four years. During this time, you make monthly payments that allow you to drive the vehicle without actually owning it. At the end of the lease, you return the car to the dealership or have the option to buy...